TakeoutBudget

Safe to spend today

$0.00

Add expense

Add a bill

Leave this off if the amount changes. We'll ask you to type what came out.
It comes out of your account. If the amount also changes, we'll ask you to log what came out a few days before — not to pay it.
Bills are rent, car, insurance, and phone. Food, gas, and everyday buying stay on Today.

Your bills · reserved this month

Tap a bill to fix it. When a variable bill is due, tap it to log the amount. If auto pay is on, we ask a few days before. ✓ logs this month's payment.
Logging updates your plan and set-aside. It does not pay the bill or move money from your bank.

This budget month

Total saved since you started

$0.00

Checking balance

Optional. Pins what's in your account this month so today's number stays honest before deposits land.

Accounts

Manual and local. Nothing links to your bank. Checking and cash count toward what's safe to spend today. Savings and credit cards don't.

Savings goals

A dollar target and a date. Not a monthly envelope. Changing saved here does not change today's number.

How this month is going

–
Ahead (+) or behind (−) so far
–
If this keeps up, you'll save
Ahead means you've spent less than even pace by today. That amount becomes savings at month end.

Insights

Past months

Budgets

Set a monthly plan for spending you can name, like groceries or eating out. Leftover rolls to next month. Going over does not shrink today's number on its own.

Data

App lock
Off. Optional. A new install is never asked for a PIN.
Spreadsheets export or append expense rows (not a restore). To restore a full budget backup, use Save backup file / Restore backup.
Sample data & reset
Sample data and reset actions replace or erase numbers on this device.
Feedback. Optional notes for the developer. Sends to us. If sending is not set up yet, your email app opens as a backup.
Your budget numbers stay on this phone. Only feedback you send leaves it.

Bill reminders

Optional. A nudge 5 days before a bill and on the due day. Nothing leaves your phone.

Income

My budget month starts on day
Set it to your payday. The budget runs from that day to the next.
How your pay lands
Add each scheduled income separately. We turn it into a monthly number.
For a check that isn't paid with your main pay, set when it lands so today's number counts it on the right day.
Or enter one monthly total.
Odd job, refund, or gift · add it on Today under Got extra money.
Add income, Add paycheck, Set, and Clear save as soon as you tap them. Close keeps those. Save stores the schedule, start day, and monthly number.

Takeout Budget Premium

All six insight categories, live all the time. Price-creep alerts, sinking funds, spending patterns, bill-shock forecasts, debt payoff, and the cash-flow calendar.
$4.99 a month, or $39.99 a year (two months free). Cancel anytime. Everything still runs on your device. Premium is smarter math, not uploaded data.

Pick a bill

Your year in review

Year in review card
The share sheet does not always go where you expect. Check the picture above before you send it.

Your budget isn't here

This phone may have cleared saved data. If you exported a backup, you can bring it back.
Export after big changes. That file is yours if this phone is wiped.

Welcome to TakeoutBudget

Know what's safe to spend today. Bills are set aside first. Leftover becomes savings.
Your budget stays on this device. No account, no bank login.
On a new phone, restore a backup file. Premium users can also restore with their passphrase from the Pro tab.

Step 1 of 3 · your income

How does your pay land?
The amount you type is what we budget from. How pay lands only sets the dates.
What lands in your account, after taxes.
Your last paycheck is already in it, so don't add it again. Not sure? Leave it blank.

Step 2 of 3 · which bills do you have?

Check every bill that applies. You can change these later.

Step 3 of 3 · about how much

We use the highest amount you've ever paid, so a high month never catches you short. You can fix exact amounts on Bills later. Tap Back to change which bills you picked.
Due day is the day of the month the bill is due. Not sure? Leave it blank and set it on Bills later.

Bill check-in

Can't pay yet

Phone alerts pause until this day. The bill stays on Bills.

Turn off phone alerts?

Phone alerts for bills will stop. Due dates stay on Bills.
You can turn these back on any time in Settings.

Fix this expense

Optional labels. Separate with commas. Not a budget category.

Delete this expense?

You'll have 12 seconds to tap Undo at the bottom of the screen.

Fix this bill

If the amount changes and auto pay is still on, we ask what came out this month — not whether you paid.
The amount is your set-aside. The most this bill has ever cost you. A typo fix is fine. It keeps guarding you at the new number.

Delete this bill?

This set-aside goes back into your spending budget.
Payment history for this bill is deleted too.
This can't be undone. You'll have 12 seconds to tap Undo on Bills.

Fix this budget

Archiving keeps its history in Spending and past months, but takes it off the list for new expenses.

Log this time

Usual amount stays the same. This log only.

Count this as a habit?

This expense is already in Spending. Marking it logged stops the habit from staying reserved.

Delete this habit?

Past logs stay in Spending.

Fix this habit

Archive parks it. It stops reserving and drops off the due list. Delete removes the habit. Past logs stay in Spending.

Fix this account

Archiving keeps its history in your net worth totals for past months, but takes it off the active list.

Fix this goal

Archiving hides it from the list. Saved, target, and date stay on this phone.

Log payment

What's in your account?

We only count the paychecks you've entered. If you still have money left from last month, tell us so today's number isn't zero.

Add to Home Screen

New version ready

Your budget stays on this phone. Update here. Do not uninstall, that would erase it.

Open source licenses

Receipt photos on the web copy of this app are read with Tesseract.js (Apache 2.0). Play builds use an on-device reader instead, when that feature is on.
Takeout Budget — notice for vendored Tesseract.js 5.1.1

This folder ships tesseract.js 5.1.1 and tesseract.js-core 5.1.1,
used to read receipt photos on the web / ocr-test copy of this app.
Licensed under the Apache License, Version 2.0. A copy of the License
is in LICENSE in this folder.

Those npm packages did not include a NOTICE file. The notices below
are the license comments shipped with their minified files.

----- tesseract.min.js -----
/*! regenerator-runtime -- Copyright (c) 2014-present, Facebook, Inc. -- license (MIT): https://github.com/facebook/regenerator/blob/main/LICENSE */

----- worker.min.js -----
/*!
 * The buffer module from node.js, for the browser.
 *
 * @author   Feross Aboukhadijeh <https://feross.org>
 * @license  MIT
 */

/*! ieee754. BSD-3-Clause License. Feross Aboukhadijeh <https://feross.org/opensource> */

/*! regenerator-runtime -- Copyright (c) 2014-present, Facebook, Inc. -- license (MIT): https://github.com/facebook/regenerator/blob/main/LICENSE */

/** @license zlib.js 2012 - imaya [ https://github.com/imaya/zlib.js ] The MIT License */
A copy of the Apache License 2.0 ships with the receipt-reader files. Also at http://www.apache.org/licenses/LICENSE-2.0

App lock

Choose a 4 to 6 digit PIN. It keeps your budget hidden if someone picks up your phone. Backup files are not locked.

Save a backup file

Your budget lives only on this phone. Save a backup file now so you don't lose it if the phone is replaced. Takes a few seconds.

Erase budget & reset PIN?

This permanently erases all budget data on this device and turns the lock off.
If you exported a backup file earlier, you can import it afterward to restore your numbers.

Reset everything?

This deletes all data on this device — bills, expenses, categories, accounts, and savings history.
This cannot be undone. If you want to keep your data, cancel and export a backup file first.

Load demo data?

This replaces all current data on this device with 12 months of realistic sample household numbers.
Export a backup file first if you want to restore your current budget later.

Clear demo and use my numbers?

This removes the sample household. Then you set up your own income and bills.
The demo numbers are not your money and will not be saved.